🇩🇪

Crypto Tax in Germany

Tax authority: Bundeszentralamt für Steuern (BZSt) · Last updated: 2026

Overview

ClassificationPrivate money (Privates Veräußerungsgeschäft)
Capital Gains TaxTax-free if held >1 year; otherwise taxed at personal income rate (up to 45%)
Holding Period1 year — gains are completely tax-free after
Cost Basis MethodFIFO (default), LIFO allowed in some cases
Reporting FormsEinkommensteuererklärung, Anlage SO

Key Rules

  • •Crypto held over 1 year is completely tax-free — one of the best regimes in the world
  • •Short-term gains under €600 are also tax-free
  • •Staking may reset the 1-year holding period (disputed, evolving)
  • •Mining and staking rewards taxed as other income
  • •No separate capital gains tax category — taxed as private sales

Best Crypto Tax Software for Germany

C

CoinTracking

★★★★ 4.3

The original crypto tax tool — powerful and data-rich

ReviewTry it
B

Blockpit

★★★★ 4.1

EU tax compliance specialist

ReviewTry it
K

Koinly

★★★★★ 4.7

The most popular crypto tax calculator

ReviewTry it

Disclaimer: This guide is for informational purposes only and does not constitute tax advice. Crypto tax rules change frequently. Consult a qualified tax professional in Germany for advice specific to your situation.